Insurance for most rental instruments is only $4 per month. It covers all repairs and yearly maintenance as long as it is in force. Malicious damage is not covered. However, it does covers pads, corks, small dents, chemical cleaning, and other services necessary for the upkeep of the instrument and to ensure playability. You are welcome to have us look at it every summer to check it over and at other times if the need arises. Larger instruments may pay $6 per month.